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Sell · Real estate across Ontario
Price, preparation, launch and negotiation, worked out alongside your mortgage and your next purchase. Since 2008, my team and I have sold more than 3,000 properties, and the sales that go best follow the same pattern.
How selling works
Most sellers are making two decisions at once: how to sell this home, and how to pay for and move into the next one. My team and I plan both together.
Because Charlebois Real Estate & Mortgages arranges mortgages as well as selling homes, we look at your current mortgage, any prepayment penalty, porting and bridge financing before you sign a listing agreement. That’s often where a sale is won or lost.
Most homes are priced first and the mortgage is sorted out later. We look at your payout, your penalty and your next purchase before you sign.
Your home value
An online estimate is a starting point. A member of my team reviews your home, not just your address, and explains the number: the recent sales, today’s competition and the buyers most likely to pay for it. There’s no obligation to list.
Money and timing
The list price, the closing date, the payout penalty on your mortgage and the cost of your next home are all connected. We plan them together before your home goes on the market.
An online estimate sees your address. We see your renovations, your lot and your street.
We estimate your net proceeds after commission and HST, legal fees, your mortgage payout and any penalty, and moving costs, before you list.
Selling first removes the risk of carrying two homes. Buying first secures the next place. Bridge financing can cover the gap between closings. We model both orders with real numbers.
You may be able to port it to the next home, or pay it off at closing. Our mortgage team checks your terms and compares the options, including a refinance or renewal.
Launch
We review the neighbourhood, the likely buyer, competing inventory, the property’s condition, your mortgage timing and the story the listing needs to tell. Your listing goes on MLS® and is promoted to the buyers most likely to pay for what your home offers, whether that’s families, downsizers, investors or builders.
Selling in a particular situation
In each case the first step is the same: a Clarity Call to work out what you need and in what order.
After many years in a family home, with a smaller home, a condo or a rental lined up first.
Working with executors, lawyers and family members who may live elsewhere.
Both owners need clear information and a neutral process.
The lease, the notice rules and investor buyers change the approach.
When repairs aren’t practical and the right price and buyer pool matter more than preparation.
“I recently worked with Ian Charlebois Real Estate & Mortgages for the sale of my home and couldn’t be happier with their service. The team was efficient, responsive, and knowledgeable. They made the entire process seamless.”
Questions
Start with the home value request on this site. We look at recent sales near you and send you a price range you can plan around. If you are thinking of selling, we can then walk through the home with you and tighten that range before you decide anything.
Nothing. A Clarity Call is a 15-minute video call by Google Meet, with no cost and no obligation. You tell us what you are planning and we tell you plainly what we would do next. You decide what happens next.
Yes. I am licensed in real estate and as a Mortgage Agent Level 1 with Verico The Mortgage Advisors Inc. My team plans the sale, the purchase and the financing together, so the dates and the numbers line up.
Our real estate brokerage serves all of Ontario, and our mortgage team works across Canada. We come to you, and for Ottawa we publish neighbourhood guides from the Glebe and Westboro to Kanata, Barrhaven and Orléans.
Yes. Our property management division handles tenant placement, rent collection and maintenance for owners, and works with the same team that sells and finances property.
Our HQ at 52 Chamberlain Ave in the Glebe, Ottawa, is our private executive and operations office. Client meetings happen where you are: at your home, at your kitchen table, or anywhere that suits you. To start, call 613-422-SOLD, email hello@iancharlebois.ca or book a Clarity Call.